FACTS

WHAT DOES Farmers State Bank of Trimont (FSB Trimont) DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

• Social Security number  and  Income
• Account Balances        and  Payment History
• Credit History               and  Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customer’s personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons FSB Trimont chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does FSB Trimont share?

Can you limit this sharing?

For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes –
to offer our products and services to you

No

No

For joint marketing with other financial companies

No

No

For our affiliates’ everyday business purposes –
information about your transactions and experiences

No

No

For our affiliates’ every business purposes – information about your creditworthiness

No

No

For nonaffiliates to market to you

No

No

Questions?

Call 507-639-9921 or 800-499-7564

Who we are

Who is providing this notice?

Farmers State Bank of Trimont (FSB Trimont)

What we do

How does FSB Trimont protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

How does FSB Trimont collect my personal information?

We collect your personal information, for example, when you

• Open an account        or  Deposit money
• Pay your bills              or  Apply for a loan
• Use your debit card

We also collect your personal information from others, such as credit bureaus or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes – information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.

• No affiliates

Nonaffiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

• No affiliates

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• No joint marketing